If you are renting, your landlord’s insurance does not cover your personal items. You will need renters’ insurance to protect your belongings from theft or damage from a burst pipe or other cause. Most renters’ policies will cover losses due to fire, smoke, theft or vandalism, and certain kinds of water damage. They do not […]
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An insurance deductible is the amount you must pay before the insurance company will pay their portion in a claim scenario. After you’ve paid your deductible, the insurance company will start paying the remaining amount of the claim value up to the limits indicated in the policy. A higher deductible generally means a lower premium […]
Building or renovating a house is an exciting adventure but also an expensive one, especially now with the increases in both labor and material cost. If you are anxious considering all that might go wrong during the completion of the work during your project, ask your contractor to purchase a surety bond. Doing so could […]