An unrelenting winter storm has brought subzero temperatures and multiple power outages to most Texas households this week and many are dealing with frozen pipes. Despite precautions taken by homeowners to insulate and wrap pipes and keep them dripping to avoid freezing, these efforts don’t actually work if the electricity and/or water is shut off to a home due to power outages. This … [Read more...] about Subzero Temperatures, Power Outages and Frozen Pipes in Texas
Will My Insurance Cover a Dog Bite?
If you are a dog lover, this blog may be for you. Our family currently includes three rescue pups, and each holds a special place in our hearts – and under the kitchen table. The following may surprise some readers. According to a study from the Center for Disease Control (CDC), approximately 4.7 million dog bites occur in the United States every year, and 800,000 of those bites … [Read more...] about Will My Insurance Cover a Dog Bite?
A Simple Click Up or Down
If you own a vehicle, you know how to operate your turn signal. All a driver must do is pull the lever on the left of the steering wheel up or down and a turn signal activates. So how often do you use yours? How many times have you encountered someone who did not use his blinker and you had to suddenly step on your brakes or change lanes to avoid a collision? Traffic is … [Read more...] about A Simple Click Up or Down
Business Insurance Response to COVID-19 Related Issues
After months of shelter-in-place orders, closed doors, reduced capacity, loss of sales, etc., business owners are facing the hard reality and long-lasting impacts of COVID-19. If you own a business, it is important to know how business insurance currently responds to COVID-19 related issues. The business interruption (BI) feature of a property insurance policy responds when a business is … [Read more...] about Business Insurance Response to COVID-19 Related Issues
Plan B – Well Done, Class of 2020
I watched a pre-recorded high school valedictorian speech this week written by a young man whose senior year had suddenly shifted from the expected to the unexpected. As I listened to some wise advice given by this 18-year old, I thought about how many times in life we are forced to shift to Plan B. The Class of 2020 end-of-year looks much different than our graduates imagined it would … [Read more...] about Plan B – Well Done, Class of 2020
Covid-19. The VIRUS. The Pandemic. News and social media sites introduce a new piece of information, it seems, every time we tune in, turn on or log in. Information changes by the hour. Fears are abundant and the near future, job security, the economy, our individual health are all uncertain - a mystery. I am at a loss to understand the complexity of it all. What I … [Read more...] about Be Well…
When Am I Too Old to Drive?
Sometimes, it is hard for an older person to realize that he or she is no longer a safe driver. Recently, as I was leaving a grocery store parking lot, I followed an elderly lady onto one of Denton’s heavily trafficked streets. As I watched her navigate in front of me, she failed to stay within her lane, unaware that as the road curved so did the lines which identified the lanes. … [Read more...] about When Am I Too Old to Drive?
New Year Check Up – It’s a Great Time
A new year often means thinking about cleaning out, cleaning up, welcoming change and saying good-bye. It’s a great time to check in with your agent if you’ve made any changes which might require an insurance update. The holidays bring gifts. Did you receive an item which needs to be added to your schedule? Maybe you gifted or sold an item which can be deleted from your … [Read more...] about New Year Check Up – It’s a Great Time