If you are renting, your landlord’s insurance does not cover your personal items. You will need renters’ insurance to protect your belongings from theft or damage from a burst pipe or other cause. Most renters’ policies will cover losses due to fire, smoke, theft or vandalism, and certain kinds of water damage. They do not cover losses due to floods. Typically, renters’ insurance includes three … [Read more...] about Do I Need Renters Insurance?