Texas weather is warming up and events are starting up again! Are you planning a special event of your own? We know how important it is for your event to go smoothly for you and your guests so everyone can just enjoy the occasion. Whether it be a wedding, birthday, graduation party or a business luncheon you want to make sure you are prepared for the unexpected mishaps that could make your event stressful and costly. So, if you are hosting an event, one of the important things you do not want to forget is…. Insurance!
Special event liability insurance can help ease your mind and make it easier for you to enjoy your event. No matter if it is a one-day activity or a regular monthly meeting it can be relatively inexpensive to obtain insurance protection for those unforeseen risks involved with hosting events.
Why buy Event insurance? Well, these days most venues will typically require you to purchase insurance in order to host your event at their facility. But even if you find a venue that does not require it, you will want to make sure you are protected for claims or suits against you. Claims can be extremely expensive and without the coverage you will have to pay those claims out of your own pocket.
You might also be asking yourself, but what could go wrong? Just about anything and everything when it comes to hosting a party or special event. We are all faced with many unexpected occurrences each day, and you will want to make sure you are prepared. A guest might fall and be injured, someone could cause damage to the venue property and these are just a couple of circumstances that could result in a claim against you!
Here are some of the coverages that you might consider for your event:
- General Liability Coverage
- Products & Completed Operations coverage
- Property Damage Liability coverage
- Lawsuits brought against you by spectators, participants, and volunteers
- Hot Liquor Liability coverage
- Additional Insureds coverage for owners of the leased premises & sponsors
We know each event is unique but the one thing they all have in common is the need for protecting yourself and being prepared if something was to happen. So just remember the next time you are planning a fun party or special wedding day to give your insurance agent a call. We want to make sure your coverage fits your needs and help you make sure your event does not end up costing you even more when it is over.