When we shop for a vehicle, household appliance or a new home, we obviously consider the price of the car, the refrigerator or the house. However, the cost, although a major factor, is never the only one to consider when we take out the checkbook or credit card for … [Read more...] about Why PRICE Isn’t ALL that Matters
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Umbrellas – A Rainy Day Policy
This type of coverage is a very affordable way to obtain a good deal of coverage and protection. With a personal umbrella policy in place, your assets and future earnings are much better protected if, for some reason, you face a lawsuit. Umbrella policies are inexpensive because they kick in only after you’ve exhausted your liability coverage under your auto or homeowners policy. The … [Read more...] about Umbrellas – A Rainy Day Policy
What is Ordinance or Law Coverage?
Have you even heard of such a thing? Probably not, but you should be aware of its definition. This is coverage for a loss caused by the enforcement of ordinances or laws which regulate construction and repair of damaged buildings. If you own an older structure and it is damaged, it may need upgraded heating, electrical, ventilating, HVAC and plumbing to meet current codes. So … [Read more...] about What is Ordinance or Law Coverage?
Sanger Bargain Depot – Crisis Center
Sanger Insurance collects donations every year during the months of November and December for our local Sanger Bargain Depot – Crisis Center. The food collected goes to local families in need. This year we collected more than in years past. Our local Camp Gladiator collected for us along with many of our customers and all made a huge difference in the amount of food … [Read more...] about Sanger Bargain Depot – Crisis Center
Safely Driving in the Rain
The last time you found yourself out driving in the rain, did you notice more accidents than usual? If you did it’s probably because nearly half of car accidents related to weather are due to… RAIN. Lately, we’ve experienced more than our share of the wet, messy stuff so it is important to take precautions to avoid such accidents. We don’t want to experience the injuries which can occur nor do we … [Read more...] about Safely Driving in the Rain
Is Your Mobile or Manufactured Home Covered Properly?
Many insurance companies will not write a mobile or manufactured home on a standard homeowner’s policy. In obtaining a quote, your agent should ask multiple questions to determine the specific coverage you need. Some of these important coverages are listed below: Do you have comprehensive protection? This covers any cause of loss such as fire, lighting, wind, hail, explosion, burst water pipes, … [Read more...] about Is Your Mobile or Manufactured Home Covered Properly?
How to Create an Emergency Survival Kit
Recently we have seen and heard about areas in our country that have experienced weather emergencies. Some of them have been massive disasters where power has been wiped out for days or even weeks. We’ve heard news stories about people who’ve had no way to connect with family members to update them on their condition or location, leaving loved ones concerned. Other storm victims have been isolated … [Read more...] about How to Create an Emergency Survival Kit
Ignore, Don’t Engage that Aggressive Driver
It may be a good time for a reminder to treat everyone you meet with respect, including those behind the wheel in the lane next to you. Have you ever been confronted by or dealt with an aggressively impolite driver? How about a tailgater or an eagerly loud honker or that person who likes to switch lanes abruptly and cut you off? You might have come face to face with another driver who likes to … [Read more...] about Ignore, Don’t Engage that Aggressive Driver
