We sometimes hear this question from customers because we may borrow a vehicle from a friend or family member from time to time. The answer to this question depends on the circumstances. If you cause an accident while driving a borrowed car, the car owner’s insurance should pay the claim. However, if the owner does not have insurance or doesn’t have enough insurance to pay for the damages and … [Read more...] about Am I Covered Driving This Vehicle?
We have spoken to customers who have moved to Texas from another state, and they are shocked when presented with a new Texas homeowners insurance quote. And the question is always – WHY SO HIGH?? Part of that answer is that Texas is prone to natural disasters and inclement weather, such as hail, hurricanes, and tornadoes. Simply stated, Insurance providers must charge more money for homeowners’ … [Read more...] about Why is Home Insurance So Expensive in Texas?
Due to the increased amount of time spent at home during the COVID-19 pandemic, a substantial number of us noticed our worn flooring, tired appliances and worn-out cabinets and decided to make improvements. Remote learning spaces for students, office space for at-home work, and even additions to homes were created during the pandemic. While “stuck” at home, people decided to get busy and upgrade, … [Read more...] about Updating Your Home or Workspace: Do I Need To Notify My Insurance Company?
A new year often means thinking about cleaning out, cleaning up, welcoming change and saying good-bye. It’s a great time to check in with your agent if you’ve made any changes which might require an insurance update. The holidays bring gifts. Did you receive an item which needs to be added to your schedule? Maybe you gifted or sold an item which can be deleted from your … [Read more...] about New Year Check Up – It’s a Great Time
When we shop for a vehicle, household appliance or a new home, we obviously consider the price of the car, the refrigerator or the house. However, the cost, although a major factor, is never the only one to consider when we take out the checkbook or credit card for … [Read more...] about Why PRICE Isn’t ALL that Matters