Many businesses use vehicles in their day-to-day operations, some of which are not owned by the business. If you are a business owner and use vehicles during your operations, you need Hired/or Non-Owned Auto coverages. Rental cars and/or employees’ personal vehicles are categorized as Hired or Non-Owned autos. Unless you purchase these specific coverages, you could have a gap in coverage that will … [Read more...] about Do I Need Hired and Non-Owned Auto Coverage on My Commercial Policy?
Commercial auto insurance is an essential coverage for business owners. Whether you own a trucking company or a lawn care service, there are risks that are unavoidable when you drive to different job sites. These policies apply to autos owned or used in your business and will protect your business against liability damages, collision or comprehensive physical damage loss to your autos, … [Read more...] about What is Commercial Auto Insurance?
Do you have business income coverage included on your insurance policy? Do you know what the coverage is for, or how it works? These are great questions that you should ask yourself as a business owner. Business income, also known as business interruption, is a coverage form that will be included on your commercial property policy. This coverage provides you protection for a … [Read more...] about What is Business Income Coverage?
A certificate of insurance also known as a COI is a document issued by your insurance company, broker, or agent, that establishes proof of your business insurance. The one-page document summarizes your coverage limits and policy information for easy verification for everyone involved. When is a certificate of insurance needed? Certificates of insurance are typically required … [Read more...] about What is a Certificate of Insurance?
Builders Risk insurance is a specially designed policy that will provide coverage for a residential or commercial building during the construction process, including new construction, remodeling, or installations. These polices provide protection for the insured’s interest in materials, fixtures, and/or equipment waiting for installation should these items suffer a physical loss or damage … [Read more...] about Builders Risk Insurance
Texas weather is warming up and events are starting up again! Are you planning a special event of your own? We know how important it is for your event to go smoothly for you and your guests so everyone can just enjoy the occasion. Whether it be a wedding, birthday, graduation party or a business luncheon you want to make sure you are prepared for the unexpected mishaps that could … [Read more...] about Hosting or Planning a Special Event?